Reclaim Your Spanish Mortgage Expenses
Have you paid for mortgage expenses in Spain? Holders of mortgage in Spain, that has been constituted before 16th of June 2019, who have paid additional expenses have the opportunity to reclaim them from the banks.
The Spanish Supreme Court has ruled that mortgage clauses that forces borrowers to pay for all fees associated with taking out mortgages were abusive. The Court continued by stating that the banks should pay back for all or a least part of the expenses to the borrowers.
Worldwide Lawyers can make the process simple and easy, as the process can seem overwhelming if you do not speak the language well enough. Worldwide Lawyers is here to help. We can put you in touch with an English-speaking Spanish Lawyer who will be able to provide assistance with claim your expenses back from the banks.
What Can I Claim For?
If you are or were a homeowner in Spain who paid the full amount of the fees arising from your mortgage arrangement, you can claim back these expenses:
- 50% of the notary public fee paid
- 100% of the registration fee paid
- 100% of any management fee paid
- 100% of any appraisal fee paid
What Documents Do You Need to Make a Claim?
In order to fill a claim in get your expenses paid for you will need to provide:
- the mortgage deed,
- the notary invoice,
- the registrar invoice,
- the management invoice,
- the appraisal invoice,
- a photocopy of the DNI/ NIE passport of the borrowers.
We strongly recommend you seek professional assistance with claiming bank your expense for a mortgage. Our team of specialist Spanish lawyers will address a claim to the bank on your behalf to recover any expenses you have paid. To find out who we can be of assistance contact us via email at info@worldwidelawyer.co.uk or alternatively telephone on 01244 470 339.
